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Tools

Free personal finance tools.

Use calculators, checklists, and worksheets for split bills, monthly budgets, savings goals, expense categories, daily tracking, and monthly spending reviews.

Tools

Bill split calculator

Split a bill equally, include tax or tip, and estimate what each friend, roommate, family member or trip participant should pay.

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Tools

Monthly budget calculator

Estimate monthly budget amounts from income, fixed bills, savings target, and flexible spending.

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Tools

Savings goal calculator

Calculate how much to save each month to reach a savings goal by a target number of months.

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Tools

Expense category planner

Choose practical expense categories for daily spending, monthly budgets, UPI payments, cash and account records.

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Tools

A daily expense checklist you can finish in five minutes

Use this free printable daily expense checklist to record cash, bank, card and UPI spending, catch missing transactions, and review weekly totals.

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Tools

Monthly spending review worksheet

Review monthly spending by income, expense categories, subscriptions, cash, UPI, savings and next-month actions.

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