Expense category planner
Use this planner to create a short category list that is easy to repeat and useful for monthly reports.
Start with a short list. Add more categories only when they help you make a decision.
Worked example: if UPI food payments are too high, keep Food separate from Groceries. If both are small, combine them until you need more detail.
How to use this tool
Enter your numbers, review the result, then use My Expense Book to save the actual transaction, budget, savings goal, category list, or monthly review.
Worked example
The example values are already filled in. Adjust them to match your real bill, income, savings target, or monthly review, then record the final decision inside the app.
Related guides
Save the result in My Expense Book
Use the app to turn this calculation into a real budget, transaction, split bill, savings goal, or review habit.