Keep every account and wallet in one clear ledger.
Most people spend from more than one place. My Expense Book supports bank accounts, cash, UPI wallets, credit cards, savings, borrowed money, lent money, and transfers so your account book stays understandable.
Separate money sources
Create clear records for cash, bank accounts, UPI wallets, credit cards, and savings. This makes balances easier to reconcile.
Track transfers correctly
Moving money between accounts is not income or expense. Treat transfers separately so reports stay accurate.
Use it as a digital ledger
For personal bookkeeping, khata book style records, and daily hisaab, accounts give every transaction a source.
Feature comparison
| Account types | Cash, bank, UPI wallet, savings, credit cards, lent and borrowed money |
|---|---|
| Best practice | Keep transfers separate from spending |
| Reports | Balances, account history and transaction context |
| Limitation | Balances should be checked against real statements regularly |
FAQ
Can I track UPI expenses?
Yes. You can add UPI wallet or linked bank records and categorize UPI payments.
Can I track credit card spending?
Yes. Credit card balances and expenses can be tracked as separate accounts.
Related resources
Use My Expense Book for your money records
Track expenses, manage accounts, plan budgets, save more, split bills, and keep daily hisaab in one structured app.